Jorge Amezquita, from right, cousin Adalene Castillo and girlfriend Cassandra Duarte look for a TV remote under debris after a tornado ripped the roof off the apartment on Jan. 24 at Beamer Place Apartments in Houston. When natural or manmade disasters happen, renters insurance can mean the difference between catastrophe and stability. YI-CHIN LEE/HOUSTON CHRONICLE via AP
BY CORA LEWIS Associated Press NEW YORK (AP) — When the unexpected happens — whether fire, hail, or human error — renters insurance can provide…