A street in Lincoln Park, N.J., flooded on Sept. 2, 2021, after Tropical Storm Ida. Increased insurance claims from natural disasters have led to higher premiums and rates of uninsured homeowners in disaster-prone areas. MICHAEL M SANTIAGO/GETTY IMAGES
BY LIA CHIENStates Newsroom via Kansas Reflector WASHINGTON — The U.S. Senate Budget Committee debated the cause of the insurance crisis plaguing homeowners around the…