Melissa Chavez works at home next to her toy poodle Milo, Aug. 24 in New York. When Chavez decided to get a dog in the summer of 2020, she had an idea of the costs but was surprised by how fast they added up. BEBETO MATTHEWS/AP
BY ADRIANA MORGA Associated Press NEW YORK (AP) — Pets provide joy and companionship, but costs can add up quickly, especially if you’re a first-time…