When you turn 65, whether you should take Medicare Part B depends on if you have primary insurance from a current employer or from a spouse's current employer. You should talk to your employer when you become eligible for Medicare to see how your employer insurance will coordinate with Medicare.

If you or your spouse is still working, and you receive health insurance from that current employer, your employer insurance is primary if there are 20 or more employees at the company where you or your spouse works. If there are fewer than 20 employees, Medicare is your primary coverage, and you should not delay enrollment into Part B.

In either case, if you have insurance from a current employer, you qualify for a Special Enrollment Period that allows you to enroll in Part B at any time while you or your spouse is still working, and for up to eight months after you lose your employer coverage or stop working.

If you are already collecting Social Security, you will automatically be enrolled in both Medicare Part A and Part B when you turn 65. You can turn down Part B, but you should call the Social Security Administration at (800) 772-1213, and ask if you can do so without any penalties or gaps in coverage. When you call Social Security, take notes about who you spoke to, when you spoke to them and what they said.

It is important to remember that COBRA and retiree insurance are not considered current employer insurance. COBRA and retiree insurance are always secondary to Medicare, and you will not have a Special Enrollment Period to enroll in Part B.

If you require additional information, call the senior center at 272-3620 and ask to speak to a SHICK counselor.

Thanks for help

This year, 2012, is the 40th anniversary of Meals on Wheels in Garden City. Many thanks to the Cornerstone Church and RSVP volunteers, and Duane Riley, who delivered Meals on Wheels last week.

Are you interested in helping with Meals on Wheels? Substitute drivers are always needed. If you would like to help, call Patti at 272-3620 or 260-6282.

Scheduled activities

Wednesday: Senior center is closed.

Thursday, TOPS Club will meet at 9 a.m., followed by art class at 10 a.m. Gentle exercise begins at 11 a.m. The Ambassador Singers practice at 1 p.m. A Domino Tournament will start at 1 p.m. Yoga begins at 6:30 p.m.

Friday begins with line dancing at 8:30 a.m. A nurse from St. Catherine Hospital will be here from 10:30 to 11:30 a.m. Bridge starts at 12:45 p.m.

Saturday, the pool room is open from 1 to 4 p.m.

Sunday has duplicate bridge at 2 p.m.

Monday is National Sugar Cookie Day. Join us for sugar cookies all day. The day begins with walking at 8:30 a.m. The Humdinger Band practices at 12:30 p.m. Double pinochle begins at 12:30 p.m. The Upbeats Band practices at 3 p.m. Duplicate bridge begins at 7 p.m.

July 10 has gentle exercises at 11 a.m. Pitch starts at 12:30 p.m. Bridge begins at 1:15 p.m.

July 11 has line dancing at 8:30 a.m. Pinochle begins at 12:30 p.m. Completely Unraveled and Life Writing meet at 1 p.m. The regular Wednesday night dance begins at 7:30 p.m. The band this week is the Moonshiners. The recommended donation is $5. Bring finger food for the break.

Lunch menus

Lunch is served at noon.

Thursday: Roast pork with potatoes and gravy, sliced tomatoes, wheat roll, frosted lime gelatin.

Friday: Spaghetti meat sauce, tossed salad with tomatoes, corn, French bread, ice cream.

Monday: Beef enchiladas, tossed salad, refried beans, tortilla chips with salsa, cinnamon apple slices.

July 10: Beef stroganoff with noodles, spinach salad, wheat bread, angel food cake, strawberries.

July 11: Sweet/sour chicken, rice, Capri vegetables, wheat bread, mandarin oranges.

Check out our website at www.seniorcenterfc.com.