All Medicare beneficiaries and their caregivers are invited to attend a short presentation at 5:30 p.m. Thursday at the Senior Center of Finney County, 907 N. 10th St.

The presentation will focus on your rights and responsibilities as a person with Medicare. The speaker will be Vanessa Lamoreaux with the Kansas Foundations for Medical Care in Topeka. Lamoreaux also will cover ways to become more engaged in your health. She will have free Medicare publications and a statewide health directory. If you choose, you may complete a brief survey and receive a personal health record tool.

The presentation is provided by the Kansas Foundation for Medical Care Inc., with funds from the Centers for Medicare and Medicaid Services. Everyone is welcome to attend.

Saving for retirement

The state of older Americans and their savings is surprising. In 2012 the average credit card debt among adults aged 65 and older was $9,283. One-third of senior households have no money left over each month or is in debt after meeting essential expenses. Sixty percent of women older than 65 across the country lack the income to meet basic expenses.

With people living longer, the reality is that Americans need to save more money for retirement — or to work longer. Here are a few tips to help live debt free in retirement:

1) Start saving, keep saving and stick to your goals.

2) Know how much you will need for retirement.

3) Save at work and/or through a Roth IRA.

4) Find places to cut back so you can save more.

Are you already retired and needing help now? Millions of low-income seniors continue to miss out on benefits that can help pay for their health care, prescriptions, food, utilities and more. These aren't handouts — by working hard their whole lives, older adults have paid into the programs that can now provide them support needed to remain healthy and independent. BenefitsCheckUp¬Ć — a service of the National Council on Aging — is the nation's most comprehensive web-based service offering information on benefits programs, specifically programs for people with Medicare and limited income and resources.

Meals on Wheels

Meals on Wheels volunteers are signing up for 2014. Two weeks are available if you and your group would like to volunteer. We are looking to fill Sept. 1 to 5 and Oct. 20 to 24. Call Patti Thummel at 272-3620 or 260-6282 for more information.

Many thanks to all the volunteers who delivered Meals on Wheels last week. Are you interested in helping with Meals on Wheels? Substitute drivers are always needed. If you would like to help, call Patti at 272-3620 or 260-6282.

Scheduled activities

Thursday begins with TOPS Club at 9 a.m., followed by art class at 10 a.m. The annual Thanksgiving luncheon begins at 11:30 a.m., with music from the High Plains Home School students. Lunch is served at noon. On the menu is turkey and dressing, potatoes and gravy, broccoli, pumpkin pie cake and a wheat roll. Tickets are required. The Ambassador Singers practice at 1 p.m. Skip-Bo begins at 1 p.m. Vanessa Lamoreaux with the Kansas Foundation on Medical Care will be at the senior center at 5:30 p.m. for a presentation on your rights as a Medicare customer. All Medicare beneficiaries are encouraged to attend. Yoga begins at 6:30 p.m.

Friday starts with line dancing at 8:30 a.m. Craft Shop check-in/out is from 10 a.m. to noon. A nurse from St. Catherine Hospital will be here from 10:30 to 11:30 a.m. Bridge starts at 12:45 p.m.

Saturday has Prairie Land Food pick-up at noon. The pool room is open from 1 to 4 p.m.

Sunday has duplicate bridge at 2 p.m.

Monday, there will be double pinochle at 12:30 p.m. Duplicate bridge starts at 7 p.m.

Tuesday has walking at 8:30 a.m. Gentle exercises are at 11 a.m. Pitch starts at 12:30 p.m. Bridge begins at 1:15 p.m.

Nov. 27 has line dancing at 8:30 a.m. TOPS 1116 meets at 10 a.m. The building closes at 1 p.m. and will remain closed for the Thanksgiving holiday until Dec. 2. Happy Thanksgiving from the staff and board of directors of the Senior Center of Finney County and Finney County Transit.

Lunch menus

Lunch is served at noon.

Thursday: Turkey, dressing, potatoes and gravy, broccoli, pumpkin pie cake, wheat roll. Friday: Spaghetti and meat sauce, green beans, tossed salad, applesauce, French bread.

Monday: Chicken pot pie, mashed potatoes, cauliflower, pineapple.

Tuesday: Roast beef, scalloped potatoes, California blend vegetables, bread pudding, wheat roll.

Nov. 27: Tahitian chicken, tri-tator, Italian vegetables, pudding, wheat bread.

Celebrating 35 years at the Senior Center of Finney County. Check out our website at