Far too many older adults fall prey to scammers who are looking to make a quick buck. Here are 22 tips that can help you steer clear of them and stay safe.

Health insurance fraud:

* Never sign blank insurance claim forms.

* Never give blanket permission to a medical provider to bill for services rendered.

* Ask your medical providers what they will charge and what you will be expected to pay out-of-pocket.

* Carefully review your insurer's explanation of the benefits statement. Call your insurer and provider if you have questions.

* Do not do business with door-to-door or telephone salespeople who tell you that services or medical equipment are free.

* Give your insurance/Medicare identification only to those who have provided you with medical services.

* Keep accurate records of all health-care appointments.

* Know if your physician ordered equipment for you.

Medicare scams:

* Protect your Medicare number as you do your credit card numbers and do not allow anyone else to use it.

* Be wary of salespeople trying to sell you something they claim will be paid for by Medicare.

* Review your Medicare statements to be sure you have, in fact, received the services billed.

* Report suspicious activities to 1-800-MEDICARE.

Telemarketing scams:

* Don't buy from an unfamiliar company.

* Always ask for and wait until you receive written material about any offer or charity.

* Obtain a salesperson's name, business identity, telephone number, street address, mailing address and business license number before you transact business.

* Always take your time in making a decision.

* If you have information about a fraud, report it to state, local or federal law enforcement agencies.

Home repair or contractor fraud:

* Be an informed consumer. Take the time to call and shop around before making a purchase. Take a friend with you who may offer some perspective to help you make difficult decisions.

* Carefully read all contracts and purchasing agreements before signing and make certain that all of your requirements have been put in writing.

* Make sure you understand all contract cancellation and refund terms.

* As a general rule, take control of all of your transactions as a consumer.

* Do not allow yourself to be pressured into making purchases, signing contracts or committing funds. These decisions are yours and yours alone.

Computer classes

The senior center recently purchased six new computers for our Computer Lab, thanks to funds from the Western Kansas Community Foundation. We are looking for a volunteer to teach introductory computer classes on computer basics, email, Internet and other social media. If you are interested in teaching a couple of classes each week, call Barbara at 272-3620.

Skip-Bo sessions

We have a small but faithful group that plays Skip-Bo every Thursday at 1 p.m. They have a good time, but want some more friends to join them. Like Skip-Bo? Come on down. Don't know how to play? They will be happy to teach you. This is a great game that uses the brain, but you don't have to be a genius to learn it! Join us Thursday at 1 p.m.

Thanks for help

Many thanks to all the volunteers who delivered Meals on Wheels last week. Are you interested in helping with Meals on Wheels? Substitute drivers are always needed. If you would like to help, call Patti at 272-3620 or 260-6282.

Scheduled activities

Thursday, the TOPS Club will meet at 9 a.m., followed by art class at 10 a.m. Gentle exercises start at 11 a.m. The Ambassador Singers practice at 1 p.m. Skip-Bo begins at 1 p.m. Yoga begins at 6:30 p.m.

Friday, the day begins with line dancing at 8:30 a.m. A nurse from St. Catherine Hospital will be here from 10:30 to 11:30 a.m. Bridge starts at 12:45 p.m.

Saturday, the pool room is open from 1 to 4 p.m.

Sunday has duplicate bridge at 2 p.m.

Monday has double pinochle at 12:30 p.m. Duplicate bridge starts at 7 p.m.

Tuesday has walking at 8:30 a.m. Gentle exercises begin at 11 a.m. Pitch starts at 12:30 p.m. Bridge begins at 1:15 p.m.

Aug. 14 has line dancing at 8:30 a.m. TOPS 1116 meets at 10 a.m. Pinochle starts at 12:40 p.m. The regular Wednesday night dance featuring the Ortiz Band begins at 7:30 p.m. The recommended donation is $5.

Lunch menus

Lunch is served at noon.

Thursday: Swiss steak with tomato sauce, baked potato, mixed vegetables, strawberries, wheat bread.

Friday: Spaghetti and meat sauce, green beans, tossed salad, mixed fruit, French bread.

Monday: Chicken enchiladas, Corn O'Brien, spinach salad, ice cream.

Tuesday: Roast beef with potatoes and gravy, steamed cabbage, spiced peach gelatin salad, a muffin.

Aug. 14: Porcupine meatballs, Romanoff potatoes, broccoli and cauliflower salad, cinnamon roll, ambrosia.

Celebrating 35 years at the Senior Center of Finney County. Check out our website at www.seniorcenterfc.com.