As part of the Affordable Care Act, all Americans must have insurance or apply for an exemption by March 31.

There are three remaining opportunities to learn how to navigate the Federal Health Insurance Marketplace, apply for coverage and premium tax credits, and ask questions in person before open enrollment closes.

Nick Clasen, navigator project coordinator for western Kansas, will host a short presentation on the healthcare.gov website, followed by a question-and-answer session after each presentation.

Two sessions will be offered on Tuesday: 10 a.m. to 2 p.m. in the Endowment Room at Garden City Community College, 801 Campus Drive, and 6 to 7:30 p.m. at the Clarion Inn, 1911 E. Kansas Ave. On Wednesday, one session takes place from 3 to 7 p.m. at the Finney County Public Library, 805 E. Walnut St.

For more information or to schedule an appointment with Clasen, call 271-3047 or email nclasen@kspca.org.